Terms and Conditions

In compliance with the Services Information Society and Electronic Commerce Law 34/2002, July 11th, we provide users with the following information:

  • Quotanda.com is a website owned by the company Quotanda Loans, S.L.
  • Quotanda Loans, S.L. is established in Barcelona (Spain) and its electronic contact address is info@quotanda.com
  • Quotanda Loans, S.L. is registered in the Mercantile Registry of Barcelona, with Company Tax Code nº B65979890
Acceptance of Conditions

Below we explain the Terms and Conditions of Use of the Website www.quotanda.com (hereinafter, Quotanda, Web or Website). By simply browsing and/or using the Website, you acquire the condition of user . To use it, you must agree to these terms.

This site is intended for Spanish citizens over 18 years old, living in Spain. By using this platform, you agree to meets these requirements, otherwise, please refrain from navigating this platform and send or request any information.

Quotanda may refuse or withdraw at any time and without prior notice, access to the platform to users who breach the provisions of these general terms and conditions, the particular conditions where applicable, and or general public law.

User Obligations

As a user of the site (hereinafter the user) must at all times make proper use of it and of the content or services included, always respecting the law and property rights of Quotanda.

The user will use the services and content solely for personal purposes, being forbidden the use of any resources of any kind or type for which users or a third party can benefit, with or without profit, of the contents and other formal expressions that are part of this site.

It is prohibited to perform actions that are causing or may cause damage or alterations to the Website content, prevent or hinder access to the Website by users, unauthorized access to content or services on the Web, spreading computer viruses or malicious programs that can affect the site or its users, or use the Website as a gateway to commit illicit actions.

The user is liable for damages of any kind that Quotanda may suffer directly or indirectly as a result of breach of any of the obligations under the general conditions relating to the use of the platform as well as particular conditions which can be established in each case. The user will keep Quotanda harmless against any penalty, claim or liability towards third parties, including public bodies, Quotanda, its employees or agents as a result of the violation of any rights of third parties by the user using the platform.

Moreover, without this list limiting the generality of the obligation imposed in the preceding paragraph, the user agrees to the use of the platform:

Provide, truthful, accurate and complete data to Quotanda and keep it updated.

Do not include, or disseminate any information that is defamatory, libelous, obscene, threatening, xenophobic or incites violence that incites discrimination on grounds of sex, race, ideology or religion or in any manner prejudicial to morality, public order, fundamental rights, civil liberties, honor, privacy or image of others and, in general, the legislation.

Do not introduce, store or transmit through the platform, any software, data, virus, code, hardware or telecommunications equipment or any other instrument or electronic or physical device that is capable of causing damage to the platform, or any equipment , Quotanda systems or networks, of any other user, its suppliers or generally of any third party, or otherwise be able to cause any kind of damage or prevent the normal operation thereof.

Do not use false identities or impersonate others in the use of the platform, including the use of passwords or access codes to third parties or otherwise.

Do not hide or distort in any way the origin of emails, no intercept, delete or modify emails to other users, or send bulk mail. For this matter, we inform the user that controls the volume Quotanda emails sent through the platform, to prevent spam.

Do not transmit to third parties, by any means, information that identifies or can identify other users of the platform.

Do not to destroy, alter, disable or damage the data, information, programs or electronic documents Quotanda, its suppliers or third parties.

Do not enter, transmit or disseminate through the platform any content that infringes intellectual property rights, industrial or business secrets of others, and in general any content over which they hold, in accordance with the law, the right to make it available to third .

In the event that any user or third party considers that there are facts or circumstances revealing the illegality of the use of any content and / or the performance of any activity on the platform or accessible through it, you must send a Quotanda notification.

Registered Users

Quotanda presumes that the data have been introduced by its holder or by a person authorized by it, and that is true and accurate. Corresponds to the registered user updating their own data. Quotanda not be liable for the inaccuracy of personal data of its customers.

Quotanda may make, with adequate notice, change the password. In this case, passwords replaced lose their validity. You agree to notify Quotanda immediately of any unauthorized use of your password, as well as access by unauthorized parties to it.

Also, you can use the Contact Quotanda registered users to verify the data provided by it, may terminate a user if the user has provided false or if you ordered more than one account on the platform.

Intelectual Property

This website contains trademarks, patents, copyrights and other rights of industrial or intellectual property owned by third parties Quotanda or collaborators who have authorized their use on the website. The visit of a user to the Web does not confer any right or license under such rights of industrial or intellectual property.

The designs, text, images, photographs, maps, software and different source codes and other elements comprising the Site are, unless otherwise specified, owned by Quotanda, who legitimately has exclusive rights to exploit the thereof. You may not under any circumstances, copy, modify, distribute, transmit or reproduce without the express consent of the owners.

Responsabilities

Quotanda’s commitment is to offer a Web site operation with the utmost professionalism and quality, however reserves the right to temporarily suspend, without prior notice, access to the website should perform maintenance, repair, renovation or improvement of the services and content, and to change or update the information, content or terms of access to it.

Quotanda solely responsible for the information, content or services offered on this website own. In no event shall have no liability whatsoever with respect to information, content, products or services offered by third parties that are accessed through links on this website. Nor is responsible for the views or messages published by users on forums or other public media spaces existing on the website or to which you navigate from the same.

Quotanda only be liable for any damages you may suffer as a result of using the platform when such damage is attributable to willful misconduct of Quotanda. You acknowledge and agree that the use of the platform as well as hiring the services offered there is at your sole risk and responsibility.

Quotanda abide by security measures usually adopted in the industry to ensure the confidentiality and security of using the platform. However, Quotanda can not guarantee that unauthorized third parties have knowledge of the characteristics and circumstances of use that users make of the platform. Quotanda act diligently according to generally accepted in the industry to avoid the presence on the platform of viruses or other harmful elements that may cause alterations in the computer system, electronic documents or files, but can not guarantee the absence of such elements will not be liable for damages that may result therefrom.

Applicable Law and Jurisdiction

These general conditions are governed by Spanish law.