May I finance another amount?

Yes, you can finance the amount you choose as long as it doesn’t exceed the maximum amount.

How long does it take to find out if my payment plan was approved?

In 24 hours you can know if it was approved, as long as all the correct documentation is attached on time.

In which language my documentation should be?

English (preferably) or Spanish

If I’m a man, can I apply?

No, you can’t. CodeOp is for women only.

What documents do I need to apply?

Student:

• • • National ID (In case you are not from EU, please attach your National ID of your country)

    • Passport (valid)

    • Utility Bill to verify the address (water, electricity, fixed phone) of your permanent residence

    • Last tax return

    • 2 recent payslips

    • Last 2 bank statements (all pages)

    • Credit Score

    • School Acceptance Letter

Co-signer:

• • • National ID

    • Passport

    • 2 recent payslips

    • Last tax return

    • Last 2 bank statements (all pages)

    • Credit Score

    • Utility Bill to verify the address (water, electricity, fixed phone) of your permanent residence

Can I apply if I’m not currently working?

Yes, for this you must have a co-signer that is responsible for your monthly payments while you are studying.

Should all the information in the application need be completed?

Yes

May I finance the initial payment?

No, the deposit must be paid by the student in the study center to reserve its place.

Can I settle the amount owed before the due date?

Yes, it is possible to pay more or pay the entire loan at any time without penalty.

Is it possible for the co-signer to be a friend or partner?

Yes, it is possible.

Can I make my co-signers application?
No, they must do it by themselves

My co-signer is able to see my information or can I see my co-signer’s information?

No, there are different processes and the information cannot get mixed.

When should I start to pay my first monthly payment of the loan?

You will start paying on the 1st of the following month after you have started classes.

Example: Start of classes October 5, first monthly payment November 1.

What should I do if I don’t have a required document?

You must attach a blank document indicating the reason why you don´t have that information.

*All documents must be valid when you submit your application. (From the last 3 months)